Get an instant line of credit on your BTC, ETH, XRP & stablecoins.

Spend without selling. Borrow against your crypto—no taxable event triggered.

Features

Wide Asset Support

Deposit BTC, ETH, XRP, or stablecoins (USDC, USDT, DAI) and access flexible credit immediately. We accept all major cryptocurrencies.

Premium Credit Cards

Get premium credit cards with competitive limits, rewards programs, and global acceptance. No debit cards—pure credit access backed by your crypto.

Tax-Smart Spending

Borrowing against crypto isn't a taxable event. Keep your assets growing while you spend—no capital gains triggered until you sell.

Stablecoin Repayments

Repay your credit line with stablecoins (USDC, USDT) regardless of your collateral type. Flexible repayment options for risk assets.

Institutional Security

Your crypto assets are protected by institutional-grade security with multi-signature wallets, cold storage, and comprehensive insurance coverage.

Instant Access

Get approved and access your credit line within minutes. No lengthy applications or traditional credit checks required.

Competitive Rates

Transparent, competitive interest rates with flexible repayment terms. Pay interest only on what you borrow, not your entire deposit.

Global Acceptance

Use your premium credit cards worldwide with no foreign transaction fees. Accepted at millions of merchants globally.

US-Based Platform

Headquartered in the United States with strict regulatory compliance. Your funds are protected by a company you can trust.

Advanced Crypto Technology

Our proprietary platform seamlessly converts your crypto assets into flexible credit lines and premium cards. Built on cutting-edge blockchain technology with institutional-grade security, we provide the infrastructure that makes crypto-backed credit a reality for modern consumers.

Debt, Not Disposal

When you borrow against your crypto, you're taking on debt—not selling. This means no capital gains tax triggered on your holdings. Your assets continue to appreciate while you access liquidity. Consult your tax advisor for personalized guidance.

What our users say

AC

Just converted my BTC to a credit line with crypto-cc! Instant approval and premium card in my wallet within minutes. The rates are unbeatable. #CryptoCredit #FinTech

42 12

@@crypto_trader_pro · 2h ago

SR

crypto-cc changed how I think about crypto. Instead of HODLing, I'm earning rewards on spending while my assets appreciate. Smart move! 🚀💳

67 23

@@sarah_fintech · 5h ago

MT

The security at crypto-cc is next level. Multi-sig, cold storage, and I still control my assets. Finally, crypto-backed credit that doesn't compromise on safety.

89 34

@@blockchain_dev · 1d ago

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Frequently Asked Questions

Get answers to common questions about crypto-backed credit, our premium cards, and how to maximize your crypto assets.

Contact support team
  • How does crypto-backed credit work?

    Deposit your cryptocurrency assets with us and instantly access a flexible line of credit. Your crypto remains yours and earns market returns while you use our premium credit cards for everyday spending. Pay interest only on what you borrow, not your entire deposit.

  • What cryptocurrencies do you accept?

    We accept BTC, ETH, XRP, and all major stablecoins including USDC, USDT, and DAI. You can also repay your credit line with stablecoins regardless of your collateral type.

  • How secure are my crypto assets?

    Your assets are protected by institutional-grade security with multi-signature wallets, cold storage, and comprehensive insurance coverage. You maintain full ownership and can withdraw your crypto anytime while keeping your credit line active.

  • What are your interest rates and terms?

    Our rates are competitive and transparent, typically ranging from 8-15% APR depending on your credit utilization and market conditions. You only pay interest on the amount you borrow, with flexible repayment terms and no hidden fees.

  • How do I get approved for a credit card?

    Approval is based on your crypto deposit amount and basic identity verification. No traditional credit checks or lengthy applications required. Once approved, you'll receive premium credit cards with competitive limits and global acceptance.

Supported Assets

Deposit any of these assets as collateral for your credit line

BTC Bitcoin
ETH Ethereum
XRP Ripple
USDC USD Coin
USDT Tether
DAI Dai

View all supported assets and LTV ratios →

Impact in numbers

$50M+

Assets

Under Management

10K+

Active

Credit Lines

25K+

Premium

Cards Issued

4.9/5

Customer

Satisfaction